Updated Final Program for 10.10.2012

In December 2011, Mobile-commerce – internet retailing via mobile devices - increased by 173%, from the previous month. From about 4 billion today, M-commerce is expected
to grow to over 25 billion € by 2016. In a Europe where smart phones are omnipresent, and mobile internet can be accessed almost everywhere, it is becoming obvious that
consumers are increasingly becoming prepared to use their handsets as a means to operate various types of transactions.

Introduction

Mobile Payment today? Mobile Payments Secure?
Safely Mobile Banking in Europe?
New developments, market opportunities and the future is near.

Carrying a mobile phone suddenly became more obvious than carrying a wallet with cash, payment cards, ID and other plastic.
Transactions could be purchases via e-commerce stores, but already today there have been numerous test cases to use handhelds as payment means in traditional stores for instance by using NFC. In various major European cities, citizens pay their parking meter in the street by SMS. Today, both PayPal, Google and many other service providers have their mobile apps available to allow their customers to wireless transfer funds.
We are witnessing a second wave of interest in mobile payments. But similar to the first one, there are many fragmented attempts with a diversity of channels and technologies.
This fragmentation has been one of the key factors on why the market has not yet picked up.
Another challenge of this development is ensuring security. Whilst in traditional payment and banking systems, security is a constant challenge, the risks facing those
mobile applications are incremental. Depending on the types of technologies, when using NFC or wireless 3G or wifi for transactions, is in addition being impacted on the OS
of the handheld device and the terminals on the other end. Payment processing providers have developed a series of standards to secure those transactions, but the
applications today are being challenged by mobile Trojans, wireless sniffers and flaws in the OS impacting the trustworthiness of the underlying systems. Security professionals serving financial services industries, e-commerce and retail organizations and other related industries should become aware of the ongoing developments and seize the opportunity of trustworthy processing those transactions.

More information can be found in the Conference Program.

Background

This conference is a joint organization by LSEC in collaboration with Agoria ICT, Agoria Banking Club, Mobile Mondays Brussels and the European Security Innovation Network. Agoria is a Belgian federation of technology companies, representing in this case both ICT and Banking services. LSEC is an association of information security companies. LSEC has been organizing over the last couple of years over 100 highly professional information security oriented activities. Mobile Monday Brussels brings together developers, manufacturers and services organizations in the domain of mobile applications.

In 2011 LSEC, Agoria ICT, Agoria Banking Club (ABC) and Mobile Mondays Brussels started the initiative of the European Mobile Payment Ecosystem, that has the intention to stimulate the development of mobile payments in Europe. The associations bring together the interests of companies, research institutes, policy makers and experts active in the domain of mobile payments, mobile banking, mobile transactions and mobile security. They consist out of operators, financial institutions, transaction services, application developers, system vendors, integrators and consultants.

A unique location

A unique location, easily reachable. The House of the Automobile is ideally situated between Brussels airport and the centre of Brussels, just minutes from the European institutions.
A private parking is available for you attendance.
All conference rooms have daylight and an ultra modern showroom.

Address :
Huis van de Automobiel
Woluwedal 46, bus 6
1200 Brussel
Tel. : 02/778.64.00
Fax : 02/762.81.71
E-mail : info@huisvandeautomobiel.be
http://www.huisvandeautomobiel.be/ for driving locations.

For cars and bikes, spaces have been reserved in the underground parking (access via de Tiendenschuurdreef).

Market Background

Organizing this conference in Brussels is unique because it not offers the opportunity to address various related topics in mobile transactions, but also in bringing together a variety of market aspects that need to be considered in the deployment of mobile transactional systems such as mobile payments or mobile banking.

1. Mobile Payment

The mobile payment supplier landscape is a fragmented list of companies, active in the domain of payment and financial services, mobile application developers, telecommunications operators and various technology providers such as terminal and mobile phone manufacturers, security technologies and system integrators.

Download the conference program for more information.

2. Mobile Banking

Mobile Banking has been around in various European countries for many years, but has seen a recent take-off with the appearance of the iPhone and Android systems in the market. All major banks have some form of mobile banking environment, and the way those are developing is quite different on a per country basis. In some cases the offering is getting close to serving also mobile payments, or at least peer to peer transactions between customers amongst themselves, or between customers and merchants.

Download the conference program for more information.

3. Mobile Security

Including in these discussions is the key inhibitors for mobile payments to take off. Security is an instrumental part of the trust relationship between buyer and seller, but security on mobile continues to be a challenge.

Today, a growing number of fraud cases has already been identified, typically in markets throughout the world and especially in Europe where mobile banking has taken off. The discovery of Zeus in the Mobile in 2011 in Spain and Poland is an excellent example of the level of increasing sophistication of fraudsters aiming for the mobile money transactions.
During this track, we will be focusing on the developments of the security landscape both on terminal, application and systems side and try to get an indication of the fraud evolution in the mobile arena.

Download the conference progam for more information.

Final Program

9.00 - 10.00 : Registration & Welcome Coffee

10.00 : Introduction by Ulrich Seldeslachts, CEO LSEC and Baudouin Corluy, Director Agoria ICT

10.15 : Situation Update, by Ulrich Seldeslachts MOBES

MOBES has been analyzing the market developments in Belgium and abroad and will present an overview of the most recent developments and challenges in the market.
He will indicate some of the opportunities for both merchants and retailers, payment services providers and the mobile payment market developments.

10.40 : Panel discussion : innovators,

Jan Van Wijnendaele, CEO Tunz
Jonathan Prince, Partner - Sales & Marketing Manager - Mpulse / Co-Founder Digicash Payments sa
Anthony Belpaire, Alcatel Lucent: Going beyond payment

Introducing mobile payments is typically introducing new players in the payment value chain which weren’t there before. Mobile Operators, Google alikes… More players in the chain, means more money to be made and spread cross the parties. But of course consumers and merchants will be reluctant to adopt mobile payments if they see a higher bill.  The presentation will focus on attractive services as mobile marketing adding value to payments

The pannellists have been asked to prepare a short presentation (20 minutes) of their current positioning, with the objective to go into a discussion in a panel and lift out the joint challenges and opportunities.

12.00 lunch break

13.00 : Panel discussion : dinosaurs

Laurent Vreven, MasterCard Belgium
Bernard Vanderlande, Atos

The pannellists have been asked to prepare a short presentation (20 minutes) of their current positioning, with the objective to go into a discussion in a panel and lift out the joint challenges and opportunities.

Innovations In Payment Delivery Channels - What Do They Mean For Payments Providers In Competitive And Operational Terms?
Debate all aspects of multi-channel delivery - from online to contactless and remote mobile payments - and explore their potential for both retail and wholesale payments providers.

14.15: Panel discussion : security challenges

Eddy Willems, GData
Erwin Geirnaert, Zion Security
Bart Renard, Vasco Data Security
Dave Vijzelman, CA Technologies

The pannellists have been asked to prepare a short presentation (20 minutes) of their current positioning, with the objective to go into a discussion in a panel and lift out the joint challenges and opportunities.

15.30 : Coffee Break

16.00 : Continued discussions and innovation session

During this session the aim is to discuss the challenges and interests from the retailers, payment services providers, banks and operators while keeping an eye on the potential of the end user market.

The results will be a joint strategy in order to be capable to start operating mobile payment services in a local market.

17.00 : networking reception & closing remarks

Practical Details and Registrations

Mobile Payments, Mobile Banking and Mobile Security Conference
October 10th, Brussels Belgium.

Register via Eventbrite : http://mobes2012.eventbrite.com

Free to attend upon subscription via the eventbrite system and upon confirmation of the organizers.